Overview
Asset Allocation
Learning to Allocate Assets
Understanding Investment Categories
Understanding Risk versus reward
Introducing Dynamic Strategic Planning - DSP™
Using goals, budget, and risk level for allocation
Review, Quiz, and Homework

What they are
Why they're important
Pros and Cons Review
Where and how to buy
Review, Quiz, and Homework

What are stocks?
How are they issued?
Rights and Responsibilities?
Categories
How stocks are bought and sold
Exchanges and how they work
IPOs
Indices and what they mean
Analyzing stocks
Earnings and Growth
How and Where to buy
Alternative Stock investing- margins, options, etc.
Review, Quiz, and Homework

The past and present role of bonds
What bonds are and how they work
Rights and responsibilities as a bond holder
Bond Categories
Bond Rating Systems
Judging risk
Bond Groupings and income
Bond Strategies
How and where to buy bonds
Review, Quiz, and Homework

Relationship to other investments
Unique factors
Pros and cons of funds versus stocks and bonds
Fund categories and their differences
Asset allocation and funds
Cost of ownership
Buying and selling
Finding information
Review, Quiz and Homework

How stage of life influences your investment choices
Review of life stages and their financial issues
Stage suggestions
Recap, Quiz, and Homework

Several cases will be presented illustrating the problems and decisions faced by many people during their life.

Quiz and Homework

What type of investor are you?
What type of advisor should you have?
Information and news resources
The internet
Recognizing and handling debt overload
Obtaining and reviewing your credit report
Choosing a financial planner/advisor
Putting it all together
Quiz
Homework and final wrap up